Skip navigation
Sidebar -

Advanced search options →

Welcome

Welcome to CEMB forum.
Please login or register. Did you miss your activation email?

Donations

Help keep the Forum going!
Click on Kitty to donate:

Kitty is lost

Recent Posts


اضواء على الطريق ....... ...
by akay
Today at 11:52 AM

Do humans have needed kno...
Yesterday at 06:18 PM

Lights on the way
by akay
October 11, 2025, 09:57 AM

Random Islamic History Po...
by zeca
October 07, 2025, 09:50 AM

What's happened to the fo...
October 06, 2025, 11:58 AM

New Britain
October 05, 2025, 08:07 AM

Qur'anic studies today
by zeca
October 05, 2025, 07:55 AM

Kashmir endgame
October 04, 2025, 10:05 PM

الحبيب من يشبه اكثر؟؟؟
by akay
September 24, 2025, 11:55 AM

Muslim grooming gangs sti...
September 20, 2025, 07:39 PM

Jesus mythicism
by zeca
September 13, 2025, 10:59 PM

Orientalism - Edward Said
by zeca
August 22, 2025, 07:41 AM

Theme Changer

 Topic: Muslim challenge to tuition fee interest charges

 (Read 13109 times)
  • Previous page 1 2 3« Previous thread | Next thread »
  • Re: Muslim challenge to tuition fee interest charges
     Reply #60 - November 11, 2010, 07:55 PM

    Exactly. They are darn useful and they work. Germany has one of the best apprenticeship programs, and we should promote it more in the UK.


    Right, but that should not mean limiting access to the humanities and social sciences for those from poorer backgrounds. If good trade programs are available there will be a fair amount of self-selection anyways-- whether the public pays for it or the individual student pays for it, most people from working-class backgrounds will want an education that translates into marketable skills and decent job when they graduate. Promote such programs enough and there will be little need to reduce funding for humanities and social science courses at university as most people who would need the public funding for that will choose a more marketable program anyways. This already happens quite a bit in the US, thought I think we could definitely do better and Germany indeed has a good trade education model, which I think is preferable to our model (not just tertiary education mind you, I think their primary and secondary education programs are better too).

    The only reason I majored in philosophy is because I started out on an Army scholarship, and figured since I'd have a military career after college, I could study what I liked. After the Army kicked me out, I already had 2 years into my philosophy degree and figured I might as well take out loans to finish it. Only in hindsight do I recognize I woulda been better off just dropping out or getting an associates in something. But point is that had I not planned on an Army career from the beginning, I would have likely chosen a more "practical" major.

    fuck you
  • Re: Muslim challenge to tuition fee interest charges
     Reply #61 - November 11, 2010, 07:57 PM

    Why did you get kicked out of the army?
  • Re: Muslim challenge to tuition fee interest charges
     Reply #62 - November 11, 2010, 07:57 PM

    Cause I'm still paying on the student loans I took out to finance it and I only ever had one job that required a college degree and that was for a few months and was low-paying project work without any benefits.

    Financially, it would have made a lot more sense for me to have gone into a trade apprenticeship program of some sort.

    I see, but I dont think you can put a price on education

    My Book     news002       
    My Blog  pccoffee
  • Re: Muslim challenge to tuition fee interest charges
     Reply #63 - November 11, 2010, 08:01 PM

    Why did you get kicked out of the army?


    A minor criminal conviction at a time when the military was still downsizing from the Cold War (mid 90s). Nearly got a waiver. Battalion and Region commanders backed me, got kicked by the General in charge of the program in Washington.

    fuck you
  • Re: Muslim challenge to tuition fee interest charges
     Reply #64 - November 11, 2010, 10:00 PM

    I thought that ‘riba’ as banned by the Quran was different to interest as found in the ‘West’. I was under the impression that ‘riba’ was to do with the doubling and then redoubling of debt if it was not paid in time rather than a percentage increase.

    Could you share some youtubes videos regarding the topic HO? I tried doing a search but the results were all from muslim speakers.


    Quote from: BlackDog
    Oh this is what I want to know. Where can I read more about this? I have to warn you though I have never been interested in Economics. So is there a book or a site that explains why interest is needed in clear and simple terms? Why would the Islamic economic system fail? And what are the negatives with an Interest based system?


    If you have access to JSTOR through a university and don’t want to read a whole book, then Kuran, the author that deusvult recommended, published a good article called “The Economic System in Contemporary Islamic Thought” which can be found in the International Journal of Middle East Studies, Vol 18, No 2, May 1986.

    In his view Islamic Economics is based on three pillars, Behavioural Norms, Zakat and the Prohibition of Interest. He sets out the Islamic position and then goes in to details about why it doesn’t work. If you don't I can type up his conclusion for you if you like.
  • Re: Muslim challenge to tuition fee interest charges
     Reply #65 - November 12, 2010, 02:45 PM

    The student loans are going up too, and the 25-year cut off date will stay... so I don't see it making that much difference tbh...

    Though I am curious about whether anyone who joins uni before the higher fees come in will have to pay them once they do, or if they will still be on the old scheme?

    The 25- year wipe off date will increase to 30 but you will start paying back at £21K not £15K.  Only people entering university in the 2012 (onwards) will be affected so anyone graduating in 2012 or later, having started their degree prior to Sept 2012 will be on the old system.

    The Student Loans Company will still be around if you want to take out additional loans but they will not be funding tuition fees. Maintenance grants will increase and universities charging more than £6k will have to offer schemes that will help level out the playing field for poorer students.

    Middle class students will be worse affected by these changes upon graduation (i.e. if they end up in middle class paying jobs themselves), given that the richer folk will be able to pay upfront and not incur any debt or pay the debt off faster so not may as much interest. The poorer graduates will have a reduced rate of pay back/month & reduced interest rate so it'll be those earning more than £21k upon graduation but not anything near enough to pay the debt back very quickly, who will be most affected.

    I'm not sure what to make of the changes, if i'm quite honest. I didn't go on the student march and I wasn't very sympathetic towards it either. The higher education system is saturated with a million and one courses, some of which are a waste of space, and they need to raise funds. Every other 20-something seems to have a degree nowadays and more and more people don't really care what they come out with just so they have one.
  • Re: Muslim challenge to tuition fee interest charges
     Reply #66 - November 13, 2010, 09:02 PM


     

    Smiley

    19:46   <zizo>: hugs could pimp u into sex

    Quote from: yeezevee
    well I am neither ex-Muslim nor absolute 100% Non-Muslim.. I am fucking Zebra

  • Re: Muslim challenge to tuition fee interest charges
     Reply #67 - August 22, 2011, 05:22 PM

    This is in the news again, and some Muslims have said that the student loan system is "discriminatory".  Roll Eyes

    FFS, if you are being treated exactly the same as everyone else then you are not being "discriminated"!

    http://www.independent.co.uk/news/education/education-news/tuition-fee-system-is-discriminatory-say-muslims-2341659.html

    http://www.dailymail.co.uk/news/article-2028782/Muslims-demand-Sharia-student-loans-paying-goes-Islamic-law.html?ito=feeds-newsxml


    .
  • Re: Muslim challenge to tuition fee interest charges
     Reply #68 - September 21, 2011, 05:21 PM

    More on this today...

    http://www.bbc.co.uk/news/uk-england-14990836

    Muslim students face finance dilemma over tuition fees


    Bushrat Almari is from Bradford and is studying for a pharmacy degree at Bradford University.

    Like many Asian students in further education she lives with her family and is fortunate that her father can manage to pay the annual £3,000 tuition fees.

    But that will change next year when they go up to £9,000, meaning that her sister will be prevented from getting a degree.

    As practising Muslims they cannot take out a student loan as it has to be paid back with interest, which Bushrat says is forbidden.

    "I follow my faith, so for me taking out a loan, no matter how low the interest rate may be, is just not an option.

    "And it's the same for all my Muslim friends who do not want their beliefs to conflict with going to university."

    'No alternative'
    According to the Islamic faith, paying or charging interest on any loan is not permitted. Many Muslim students are therefore facing a major dilemma in trying to pay future tuition fees without applying for student loans.

    Ishtiaq Ahmed, spokesman for the Bradford Council for Mosques said this was a mandatory requirement, but he also pointed out that a consensus amongst Islamic scholars in the UK now exists, and that means those rules can be modified.

    "We are living in a non-Muslim country where there is no regular Islamic banking system, so in this case you are allowed to pay interest on a loan if there is no alternative, and I would say that this is very much the case here with students in higher education," he said.

    "Having said that, there will be those who choose to follow their faith very strictly and will not apply for any loan."

    'Priced out'
    Waqar Choudhry, a student from Oldham, says that his family will not be able to find the £9,000 a year tuition fees for his cousins, who may find that university is no longer an option.

    "This hike in fees is just too much and it's come in one go, how can we afford to pay - our community will lose out badly here."

    According to the National Union of Students many Muslims will be prevented from going on to higher education next year, and they are worried.

    Imaad Faghmous is the NUS academic affairs officer at Bradford University.

    "It will be a sorry day if access to education is governed by the ability to pay your tuition fees.

    "Nationally we are working with other groups and providers of Islamic finance to see if there is a way out of this massive problem which will affect one major community in the UK."

    Mohammed Hussain is from a strict Muslim family in Bedford and he is studying for a degree in physiotherapy.

    "What about people like me who are not from an affluent background and who've fought hard to get to university, will we be thrown on the scrap heap?

    "In my family already my siblings and cousins are being told that they may have to rethink about going on to further education, and maybe try and get a job instead. It's all down to money and that's just not right".

    There are just over 100 Islamic Societies in British universities and most are members of the Federation of Student Islamic Societies or FOSIS.

    National chairman, Nabil Ahmed, says they are in urgent talks with the government to try to find a workable solution to what he says is a major issue for them.

    'Talent will be lost'
    "It will be unthinkable if Muslim students are priced out of the education market and are forced to go abroad to continue with their higher education.

    "Students with great minds and talent will be lost... we must stop this from happening."

    Mr Ahmed says they want the government to work with them to try to find an alternative solution not just for Muslims but for all students who will not be able to pay the huge hike in fees next year.

    "We are looking for a new type of student finance initiative, free of interest, and which should be equally priced to what's currently on offer.

    "This will enable Muslim students to go to university without the issue of loans clouding their judgement or preventing them from applying for places."

    A spokesperson for the Department for Business, Innovation and Skills said: "The department has met with the National Union of Students and the Federation of Student Islamic Societies to discuss this issue. These discussions are ongoing."

    .
  • Re: Muslim challenge to tuition fee interest charges
     Reply #69 - September 21, 2011, 06:03 PM

    This is in the news again, and some Muslims have said that the student loan system is "discriminatory".  Roll Eyes

    FFS, if you are being treated exactly the same as everyone else then you are not being "discriminated"!

    http://www.independent.co.uk/news/education/education-news/tuition-fee-system-is-discriminatory-say-muslims-2341659.html

    http://www.dailymail.co.uk/news/article-2028782/Muslims-demand-Sharia-student-loans-paying-goes-Islamic-law.html?ito=feeds-newsxml




    LOL! They are seeking favorable discrimination!



    The World is my country, all mankind are my brethren, and to do good is my religion.
                                   Thomas Paine

    Facts do not cease to exist because they are ignored !- Aldous Huxley
  • Re: Muslim challenge to tuition fee interest charges
     Reply #70 - September 29, 2011, 04:21 PM

    LOL! They are seeking favorable discrimination!


    Fail.

    Mr Ahmed says they want the government to work with them to try to find an alternative solution not just for Muslims but for all students who will not be able to pay the huge hike in fees next year.


    fuck you
  • Previous page 1 2 3« Previous thread | Next thread »